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Home Improvement Financing 101 with GreenSky

KTM Exteriors & Recycling wants you to dream big. We don’t want you to feel bogged down by the potential financial burdens of living in the home of your dreams. Not sure you can swing the cost of roof repair or new gutters?

How would you feel about spreading your payments out over time? You dream big, apply, and then pay using financing. Too easy? Well, thanks to our partnerships with companies like GreenSky, Service Finance, and Home Investment Bank, this is possible and you can live under the roof of your dreams.

But where to start? What exactly is home improvement financing? We sat down with our friends at GreenSky to provide you with some great insight to help you get started!

What is this loan about, how does it work?
Think about premium products with long-term warranties and beautiful aesthetics. We understand, though, that those projects can be expensive and we don’t want you to have to write such a big check, instead, spread your payments out over a long period of time, or make use of a promotional offer. We offer several different GreenSky loans to our customers.

How does this kind of loan differ from others?
GreenSky loans will not be tied to your mortgage, and will allow you to get great terms on your dream projects with KTM Exteriors & Recycling. The loan application process will be easier than anything you’ve ever experienced, and payments will be simple and easy. GreenSky loans also do not have any pre-payment penalties whatsoever, so you can rest easy knowing that you can your loan off early, if you so choose.

What kinds of home improvement & maintenance projects are often covered under this kind of financing?
All home improvement projects that KTM Exteriors & Recycling can provide to its customers are covered under a GreenSky loan–this includes roofing, siding, windows, gutters, bathroom remodels, and more!

How do I know if I qualify for this kind of loan?
It is as simple as you applying! The GreenSky application process only takes a few minutes, you provide information in the application and will find out if you’ll be able to finance your dream project right then and there. You can apply using the mobile app through KTM Exteriors & Recycling, by going to www.greensky.com/consumer, or by calling GreenSky at 866-936-0602.

How does the funding process work?
Once you’re approved for a GreenSky loan and you’ve accepted the loan, you’ll immediately be issued a GreenSky shopping pass. As the customer, you must authorize KTM Exteriors to take money off the loan to pay for the project. This can be done in two stages, a maximum of 20% of the loan or the total project amount (whichever is lesser) and then 80% upon completion of the job. You will be prompted by KTM Exteriors & Recycling to sign a Borrower Payment Certificate for each transaction prior to funds being distributed from your GreenSky loan.

What paperwork do I need to get started?
If you are applying for a GreenSky loan with one of our KTM Exteriors & Recycling salespeople, all you need to sign is our loan application authorization form, allowing us to submit your loan application to GreenSky for a decision. The application process itself is completely paperless! After that, we will prompt you to sign up to two borrower payment certificates to authorize funding at different stages of the job.

Are payments deducted each month from my bank account?
They can be, but you will need to set up automatic payments through GreenSky using the customer portal found at www.greensky.com/consumer. You can also pay online, by phone, or by mail every month.

Be sure to visit our Financing page to learn more about our other financing partners. There are a wealth of different plans and loans to suit your needs, and KTM Exteriors & Recycling can help work to match you with the right loan.

**DON’T MISS OUT! KTM Exteriors & Recycling is offering a roof maintenance special for the upcoming fall season. Get your roof replaced, and you will get a FREE gutters and downspout cleaning. Save yourself the trouble and let KTM Exteriors & Recycling take care of the fall prep work for you. Get started on your dream home project with the best roofers in New England today!**

All you have to do is “Like” our Facebook Page and Contact Us today to redeem this FREE OFFER of a gutters and downspout cleaning with any roof replacement. Valid through 10/20/17.

Get ready for fall and save on roof maintenance now

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As quickly as summer arrived, cold weather season is already quickly approaching! Cold weather is one of the hardest times on your roof, and it’s important that you’re prepared now so you don’t have to worry–or more importantly, pay for it–down the road. Repairs to your roof can become very costly, so don’t wait.

Here are some crucial tips on prepping your roof for cold weather:

  1. Clean your gutters and downspout: In severe cases, clogged gutters can lead to leaks–which can eventually lead to ice dams in the cold weather season, one of the most damaging things you can do to your roof. In other cases, unwelcome mold or cracking is more common with clogged gutters.
  2. Get your roof inspected: No better time to get your roof inspected when it’s free of snow! Before the weather turns, it is important to get up onto your roof and get a close inspection done on shingles, flashing, insulation, etc.
  3. Trim your trees: Some branches can get a little too close to home, which could lead to further gutter clogging and more importantly, damage to your roof as the branches start to make contact with your shingles.
  4. Gutter guards: Want to protect your gutters for the future and never worry about clogs again? Gutter guards are relatively easy to install and keep debris out.
  5. Check your insulation: Keep moisture out during the cold months and save money on damage to your roof and attic by making sure your insulation is both in good quality and installed correctly. Vapor barriers on insulation should be pointing towards the living space.

Best of all, KTM Exteriors & Recycling can handle all of this for you well before cold weather arrives–peace of mind and a quality roofing system that will keep you warm, dry, and with a fuller wallet in time for the holidays.

DON’T MISS OUT! KTM Exteriors & Recycling is offering a roof maintenance special for the upcoming fall season. Get your roof replaced, and you will get a FREE gutters and downspout cleaning. Save yourself the trouble and let KTM Exteriors & Recycling take care of the fall prep work for you!


All you have to do is “Like” our Facebook Page and Contact Us today to redeem this FREE OFFER of a gutters and downspout cleaning with any roof replacement. Valid through 9/30/17.

Spring cleaning? How about summer cleaning!

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While spring weather often inspires homeowners to break out the cleaning gear, one thing is for certain: it is never too late to get to cleaning, and KTM Exteriors & Recycling wants to help on your next summer cleaning project! July is National Anti-Boredom Month, so this month, we’re advocating to tackle that House Project To-Do List!

There is definitely some powerful psychology behind organization and cleaning—tidiness and organization often helps boost morale. We want to help you achieve that familiar feeling of accomplishment when you complete a big task and make that check on your To-Do List. There’s no better time to be productive it than now.

You don’t need to stare at that cluttered basement, crumbling shed or patio for another day. Spring passed, but we can help tackle summer cleaning with ease. Here at KTM Exteriors & Recycling, we have extensive experience with demolition & cleanout. Unlike some of our competitors, we promise to leave your space as clean & pristine as when we left it. No project is too big to tackle.

Better yet, when paired with one of our dumpster rentals, it’s a cleanout match made in heaven! We have multiple dumpster sizes to choose from to suit your needs, and we offer free delivery and pick-up.

If your summer cleaning project involves maintenance of roofing and/or siding, we’re also here to help. Exteriors, interiors…we’ve got you covered you this summer, floor to ceiling! Don’t forget: we offer financing options.

Unsure where to begin on tackling your summer project? Contact Us today and let’s get started!

Be sure to take a look over some of our previous work in our Portfolio and our Interiors Portfolio.

Brighten your summer with a VELUX Skylight!

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There’s no better time to redecorate than summer! Have you been looking for that piece in your living space that will completely transform and revamp the room? There are so many avenues homeowners can take in terms of redesigning a space–but what better way to redesign than to do so, naturally?

A skylight is a window installed in your roof or ceiling, and may be the solution you’re looking for.

This is where VELUX comes in: imagine your space, completely transformed, all by the power of natural light! This is the power of a skylight. Worries over leaking and the like are a thing of the past. With a VELUX skylight, you automatically receive a “10-Year No Leak” warranty, an industry first.

Not only will this give you peace of mind on durability and quality, you will also receive energy efficiency: a skylight can help provide a space less dependent on air conditioning, filling your room with fresh air while also ensuring insulation and tightness when the skylight is closed.

Whether you’re looking to install a brand new skylight or replace your old one on your roof, the process is fairly straightforward and less costly than most homeowners would think.

Most importantly, you can get money back on your skylight. Laws passed in 2008 and 2009 provide a homeowner with up to a 30% tax credit on both the purchase and installation of qualifying products in renewable technologies: the VELUX Solar-Powered “Fresh Air” Skylights qualify for this tax credit. In some cases, skylights are free.

Whether your skylight will be deck or curb-mounted on your roof, KTM Exteriors & Recycling can pair a superior product with superior service. A smooth, quick installation will leave you with a completed transformed space bathed in natural light. Better yet, VELUX skylights are waterproof, making them perfect for high humidity rooms like kitchens or bathrooms–certain styles of VELUX skylights also feature a special coating that keep them clean and maintenance-free!

Let’s face it–everything is better under the sun. Get a skylight installed in your home today and brighten up your summer!

To learn more about our Skylights services, please click here. For any questions, please visit our Contact page.

Prep your roof for summer

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The start of summer presents a golden opportunity to check out your roof and get it ready for the coming months. The hot sun can cause more damage to roofs than many homeowners suspect, so try out these handy tips and save yourself money now on repairs later:

  1. Prevent water damage: summer months still bring rain, which can leave your flashing and gutters clogged and lead to even bigger problems. Be careful when climbing up to check–or better yet, call KTM Exteriors & Recycling and we can inspect them for you!
  2. Keep trees away: cut away at any trees or shrubs that are touching your roof. These will only continue to grow over time in the summer, and harsh winds can lead this to rub against your roof, which can also lead to serious damage and costly repairs down the line.
  3. Shingles inspection: if you’re comfortable going up to check your roof, look for any disruptions in the patterns of your shingles. If any seem loose or appear cracked and crumbling, call KTM Exteriors & Recycling ASAP–it is urgent that these are replaced immediately.
  4. Flashing check-up: whether you’re on your roof or you’ve hired a professional to come inspect it, this is a great opportunity to check the metal stripping around your chimneys and vents. These strips may have loosened during the previous months and will be cost efficient to replace now than when they deteriorate further or detach completely.
  5. Keep unwanted visitors out: spring and summer months welcome birds, squirrels, and other animals back outdoors, and then want to make your home, theirs. Double check any attic accesses or other potential open entryways and ensured they’re covered and sealed.
  6. Check for mold or other growth: Leftover debris can create algae and mold, and if spotted, this could mean even more substantial growths underneath. Call KTM Exteriors & Recycling to come inspect and check for any hidden mold to prevent unwanted growths later!
  7. Keep it sealed: check to make sure your sealant is in good condition–like metal flashing, improperly applied sealants can deteriorate during the summer months. If not sealed, a heavy water could bring water inside your home!

 

For any questions or concerns about roof maintenance, or to have your roof inspected for summer, please Contact Us today!

KTM Interiors, Exteriors & Recycling extends services to home interiors

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Taking on major house projects, both inside and out, can be a daunting (and sometimes frightening) task. From selecting the best matching roof shingles to deciding whether or not to demolish a wall to open up your kitchen, there are many options and decisions involved.

At KTM Interiors, Exteriors & Recycling, we are determined to provide superior service, which includes providing advice and insight to help guide you through your home renovation process, both inside and out. That’s why we are pleased to announce we will also be now extending our services to the interior of your home! From skylights to your kitchen floor, KTM Interiors, Exteriors & Recycling can tackle any home remodelling project and turn your home into your dream house!

“We’re thrilled to utilize our experience and expertise in a greater capacity as we open our services to home interiors,” KTM Interiors, Exteriors & Recycling President Tara Saxton said. “We believe everybody deserves a roof over their head, but they also deserve to live in the home they see in the magazines or on TV. We’re here to help every step of the way, all the way from a simple design idea to its execution and completion, inside your home and out.”

KTM Interiors, Exteriors & Recycling can not only provide maintenance and service to your roof and skylights, we can remodel and/or renovate kitchens, bathrooms, living rooms…we can service both your floors and your windows! Whatever it takes to make your dream house a reality, KTM Interiors, Exteriors & Recycling can work with you to make it happen.

In addition to our exterior services, KTM Interiors, Exteriors & Recycling now additionally services…

  • Renovations/remodels
  • Kitchens
  • Bathrooms
  • Windows
  • Floors
  • Paint
  • Drywall

 

We also offer financing options. And don’t forget–all of our services perfectly pair with a dumpster rental to haul away everything, and it includes free delivery & pick-up!

To explore any of our new services, please contact KTM Interiors, Exteriors & Recycling at tara@ktmexteriors.com or call (603) 895-0400.